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Monday September 26, 2016

News and Events

Our News and Events
Exciting events are happening at OU
Join us for one of our upcoming seminars offering valuable estate and financial planning information.
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Personal Planner - Social Security
Social Security
Linda asked, "When should I take my Social Security? I have a good income and have paid into Social Security for 40 years. Since I am now age 62, I understand that I can take payouts early at age 62....
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Savvy Living - Meal Service Delivery Options for People Who Don't Cook
Meal Service Delivery Options for People Who Don't Cook
What types of healthy meal delivery options can you recommend for individuals who don't cook and don't get out much? Since my mom passed away, my dad's diet is terrible and I worry about his...
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Washington News - Congress Considers Retirement Plans
Congress Considers Retirement Plans
As the election clock continues to race forward, the Senate Finance Committee this week passed several retirement plan bills. Many Americans have a 401(k) plan. With a traditional 401(k) plan, the employee may make tax free contributions and enjoy tax free growth. Distributions must commence after age 70½, with a starting payout rate of approximately 3.8% of the plan balance. Distribution percentages increase as the person becomes more senior. A common plan also involves a very favorable employer match of typically 3% to 5%. In 2016, the employee may make a contribution of up to $18,000. Workers over age 50 are permitted an additional "catch up" contribution of $6,000. The bipartisan Lifetime Disclosure Act (S. 1317) is designed to...
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